/* ==========================================================================
   SG Consultancies — design tokens & site styles
   ========================================================================== */
:root {
  --navy: #0B1E33;
  --navy-2: #14283F;
  --navy-3: #1c3a5e;
  --gold: #C9A24B;
  --gold-dark: #B8905A;
  --gold-muted-text: #8a6a2f;
  --cream: #F7F5F1;
  --cream-chip: #EFE6D3;
  --border: #E4E0D8;
  --body-text: #1B2A3A;
  --muted: #4C5A68;
  --muted-2: #5C6B7A;
  --light-on-navy: #D9DFE6;
  --light-on-navy-2: #9DA9B5;
  --white: #FFFFFF;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: 'Poppins', sans-serif;
  background: var(--cream);
  color: var(--body-text);
  overflow-x: hidden;
}

a { color: var(--gold-dark); text-decoration: none; }
a:hover { color: #8f6c3f; }
::selection { background: var(--gold-dark); color: var(--navy); }

.site-container { max-width: 1200px; margin: 0 auto; padding-left: 32px; padding-right: 32px; }
.container-narrow { max-width: 800px; margin: 0 auto; padding-left: 32px; padding-right: 32px; }

.font-serif { font-family: 'Poppins', serif; }

/* ---------------- Animations ---------------- */
@keyframes fadeInUp { from { opacity: 0; transform: translateY(22px); } to { opacity: 1; transform: translateY(0); } }
@keyframes floatChip { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-6px); } }
@keyframes fadeIn { from { opacity: 0; } to { opacity: 1; } }
@keyframes flowDot { 0% { left: 0%; opacity: 0; } 8% { opacity: 1; } 92% { opacity: 1; } 100% { left: 100%; opacity: 0; } }
@keyframes pulseRing { 0% { box-shadow: 0 0 0 0 rgba(201,162,75,0.5); } 100% { box-shadow: 0 0 0 10px rgba(201,162,75,0); } }
@keyframes marquee { from { transform: translateX(0); } to { transform: translateX(-50%); } }

.fade-up { opacity: 0; animation: fadeInUp .7s ease both; }
.fade-up.d1 { animation-delay: .08s; }
.fade-up.d2 { animation-delay: .16s; }
.fade-up.d3 { animation-delay: .24s; }
.fade-in { opacity: 0; animation: fadeIn 1s ease both; }

@media (prefers-reduced-motion: reduce) {
  * { animation-duration: .01ms !important; animation-iteration-count: 1 !important; }
}

/* ---------------- Nav ---------------- */
.site-nav {
  position: sticky; top: 0; z-index: 1050;
  background: rgba(247,245,241,0.96);
  backdrop-filter: blur(6px);
  border-bottom: 1px solid var(--border);
}
.site-nav .nav-inner { display: flex; align-items: center; justify-content: space-between; padding: 16px 32px; gap: 24px; }
.brand { display: flex; align-items: center; gap: 12px; cursor: pointer; }
.brand-mark {
  width: 44px; height: 44px; border-radius: 50%; background: var(--navy);
  display: flex; align-items: center; justify-content: center; flex-shrink: 0; overflow: hidden;
}
.brand-mark img { width: 100%; height: 100%; object-fit: cover; }
.brand-mark span { font-family: 'Poppins', serif; color: var(--gold); font-size: 17px; font-weight: 700; }
.brand-text { display: flex; flex-direction: column; line-height: 1.1; }
.brand-text .name { font-family: 'Poppins', serif; font-size: 19px; font-weight: 600; color: var(--navy); }
.brand-text .tag { font-size: 10px; letter-spacing: .12em; text-transform: uppercase; color: #8a7355; font-weight: 700; }

.nav-links { display: flex; align-items: center; gap: 32px; }
.nav-link {
  cursor: pointer; font-weight: 700; font-size: 14px; color: var(--muted-2);
  border-bottom: 2px solid transparent; padding-bottom: 4px; transition: color .2s ease, border-color .2s ease;
}
.nav-link:hover { color: var(--navy); }
.nav-link.active { color: var(--navy); border-bottom-color: var(--gold); }
.btn-pill-navy {
  background: var(--navy); color: var(--gold); font-weight: 700; font-size: 13px;
  padding: 11px 22px; border-radius: 3px; cursor: pointer; white-space: nowrap; border: none;
  transition: transform .2s ease, box-shadow .2s ease;
}
.btn-pill-navy:hover { color: var(--gold); transform: translateY(-2px); box-shadow: 0 10px 24px rgba(11,30,51,0.25); }

.nav-toggle { display: none; background: none; border: none; font-size: 26px; color: var(--navy); cursor: pointer; }

/* ---------------- Buttons ---------------- */
.btn-solid-navy {
  display: inline-block; background: var(--navy); color: var(--gold); font-weight: 700; font-size: 15px;
  padding: 15px 30px; border-radius: 3px; cursor: pointer; border: none; transition: transform .2s ease, box-shadow .2s ease;
}
.btn-solid-navy:hover { color: var(--gold); transform: translateY(-2px); box-shadow: 0 10px 24px rgba(11,30,51,0.25); }
.btn-outline-navy {
  display: inline-block; background: transparent; border: 1.5px solid var(--navy); color: var(--navy);
  font-weight: 700; font-size: 15px; padding: 15px 30px; border-radius: 3px; cursor: pointer;
  transition: background .2s ease, color .2s ease;
}
.btn-outline-navy:hover { background: var(--navy); color: #fff; }
.btn-solid-gold {
  display: inline-block; background: var(--gold); color: var(--navy); font-weight: 700; font-size: 15px;
  padding: 15px 34px; border-radius: 3px; cursor: pointer; border: none; transition: transform .2s ease;
}
.btn-solid-gold:hover { transform: translateY(-2px); color: var(--navy); }

/* ---------------- Hero ---------------- */
.hero { padding: 72px 0 56px; }
.hero-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 56px; align-items: center; }
.eyebrow-chip {
  display: inline-block; background: var(--cream-chip); color: var(--gold-muted-text); font-size: 12px; font-weight: 700;
  letter-spacing: .06em; text-transform: uppercase; padding: 7px 14px; border-radius: 20px; margin-bottom: 22px;
}
.hero h1 { font-family: 'Poppins', serif; font-size: 52px; line-height: 1.12; font-weight: 600; color: var(--navy); margin: 0 0 22px; }
.hero .lead { font-size: 18px; line-height: 1.65; color: var(--muted); max-width: 520px; margin-bottom: 32px; }
.hero .actions { display: flex; gap: 16px; flex-wrap: wrap; }

.hero-panel {
  position: relative; height: 420px; border-radius: 6px; overflow: hidden; background: var(--navy);
  background-image:
    repeating-linear-gradient(0deg, rgba(255,255,255,.045) 0 1px, transparent 1px 42px),
    repeating-linear-gradient(90deg, rgba(255,255,255,.045) 0 1px, transparent 1px 42px),
    radial-gradient(circle at 85% 8%, rgba(201,162,75,.35), transparent 55%);
}
.hero-panel .watermark { position: absolute; inset: 0; display: flex; align-items: center; justify-content: center; }
.hero-panel .watermark span { font-family: 'Poppins', serif; font-size: 180px; font-weight: 700; color: rgba(255,255,255,.05); }
.hero-chip {
  position: absolute; background: rgba(255,255,255,.08); backdrop-filter: blur(4px); border: 1px solid rgba(255,255,255,.14);
  border-radius: 5px; padding: 12px 18px; animation: floatChip 5s ease-in-out infinite;
}
.hero-chip .k { color: var(--gold); font-size: 11px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; margin-bottom: 3px; }
.hero-chip .v { color: #fff; font-size: 15px; font-weight: 700; }
.hero-chip.c1 { top: 36px; left: 32px; }
.hero-chip.c2 { bottom: 150px; left: 32px; animation-duration: 5.5s; animation-delay: .6s; }
.hero-chip.c3 { bottom: 36px; right: 32px; animation-duration: 6s; animation-delay: 1.1s; }

/* ---------------- Trust strip ---------------- */
.trust-strip { border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); background: #fff; }
.trust-strip .row-inner { padding: 26px 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; text-align: center; }
.trust-strip .item { font-size: 14px; font-weight: 700; color: var(--navy); }
.trust-strip .item.mid { border-left: 1px solid var(--border); border-right: 1px solid var(--border); }
.trust-strip .item.r { border-right: 1px solid var(--border); }

/* ---------------- Section heading ---------------- */
.section-head { text-align: center; max-width: 640px; margin: 0 auto 48px; }
.section-head .kicker { font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--gold-muted-text); margin-bottom: 12px; }
.section-head h2 { font-family: 'Poppins', serif; font-size: 34px; font-weight: 600; color: var(--navy); margin: 0 0 14px; }
.section-head p { font-size: 16px; color: var(--muted); line-height: 1.6; margin: 0; }

/* ---------------- Payment flow ---------------- */
.payment-flow { padding: 0 26px; position: relative; }
.payment-flow .track { position: absolute; top: 26px; left: 52px; right: 52px; height: 3px; background: var(--border); border-radius: 2px; overflow: hidden; }
.payment-flow .track span {
  position: absolute; top: -3.5px; width: 10px; height: 10px; border-radius: 50%; background: var(--gold);
  box-shadow: 0 0 10px 3px rgba(201,162,75,.55); animation: flowDot 4s linear infinite;
}
.payment-flow .track span.dot2 { animation-delay: 2s; }
.payment-flow .nodes { display: flex; justify-content: space-between; position: relative; z-index: 2; flex-wrap: wrap; gap: 24px; }
.payment-flow .node { display: flex; flex-direction: column; align-items: center; gap: 10px; width: 110px; }
.payment-flow .node .circle { width: 52px; height: 52px; border-radius: 50%; background: var(--navy); display: flex; align-items: center; justify-content: center; }
.payment-flow .node .label { font-size: 12.5px; font-weight: 700; color: var(--navy); text-align: center; }

/* ---------------- Service cards ---------------- */
.services-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 24px; }
.service-card {
  background: #fff; border: 1px solid var(--border); border-radius: 6px; padding: 32px; display: flex; flex-direction: column;
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease; position: relative; overflow: hidden;
}
.service-card:hover { transform: translateY(-6px); box-shadow: 0 16px 32px rgba(11,30,51,.14); border-color: var(--gold); }
.service-card .accent { position: absolute; top: 0; left: 0; right: 0; height: 4px; background: linear-gradient(90deg, var(--gold), #e8cf95); }
.service-card .tile {
  width: 46px; height: 46px; border-radius: 10px; background: linear-gradient(135deg, var(--navy), var(--navy-3));
  border: 1px solid rgba(201,162,75,.35); display: flex; align-items: center; justify-content: center; margin-bottom: 20px;
}
.service-card h3 { font-size: 18px; font-weight: 700; color: var(--navy); margin: 0 0 10px; }
.service-card p { font-size: 14.5px; color: var(--muted); line-height: 1.6; margin: 0 0 18px; }
.service-card ul { list-style: none; margin: auto 0 0; padding: 0; display: flex; flex-direction: column; gap: 9px; }
.service-card ul li { display: flex; gap: 9px; font-size: 13.5px; color: #3d4a57; }
.service-card ul li::before { content: ''; width: 5px; height: 5px; border-radius: 50%; background: var(--gold-dark); margin-top: 7px; flex-shrink: 0; }

/* ---------------- Process ---------------- */
.process-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 24px; }
.process-step { transition: transform .25s ease; }
.process-step:hover { transform: translateY(-4px); }
.process-step .num { font-size: 34px; font-weight: 700; color: var(--cream-chip); margin-bottom: 8px; }
.process-step h3 { font-size: 16px; font-weight: 700; color: var(--navy); margin: 0 0 8px; }
.process-step p { font-size: 13.5px; color: var(--muted); line-height: 1.65; margin: 0; }

/* ---------------- Partner network strip ---------------- */
.partner-strip { background: var(--navy); }
.partner-strip .grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 18px; }
.partner-strip .card { background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12); border-radius: 6px; padding: 20px; text-align: center; transition: background .25s ease; }
.partner-strip .card:hover { background: rgba(255,255,255,.11); }
.partner-strip .card span { color: #fff; font-size: 14.5px; font-weight: 700; }

/* ---------------- Global reach map ---------------- */
.map-card { background: var(--navy); border-radius: 8px; padding: 20px; overflow: hidden; position: relative; }
.map-caption { text-align: center; font-size: 12px; color: #9aa3ab; margin-top: 12px; }

/* ---------------- Industries pills ---------------- */
.pill-row { display: flex; flex-wrap: wrap; gap: 14px; justify-content: center; }
.pill {
  border: 1px solid var(--border); background: #fff; padding: 12px 24px; border-radius: 30px; font-size: 14px; font-weight: 700;
  color: var(--navy); transition: background .2s ease, color .2s ease, border-color .2s ease, transform .2s ease; cursor: default;
}
.pill:hover { background: var(--navy); color: var(--gold); border-color: var(--navy); transform: translateY(-3px); }

/* ---------------- Trust & ethics ---------------- */
.trust-ethics-card { background: #fff; border: 1px solid var(--border); border-radius: 8px; padding: 56px 40px; }
.icon-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 28px; }
.icon-grid-item { text-align: center; transition: transform .25s ease; }
.icon-grid-item:hover { transform: translateY(-4px); }
.icon-grid-item .circle { width: 52px; height: 52px; border-radius: 50%; background: var(--navy); display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; }
.icon-grid-item h4 { font-size: 15.5px; font-weight: 700; color: var(--navy); margin: 0 0 8px; }
.icon-grid-item p { font-size: 13.5px; color: var(--muted); line-height: 1.6; margin: 0; }

/* ---------------- Marquee ---------------- */
.marquee-wrap { margin-top: 80px; background: #fff; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); padding: 22px 0; overflow: hidden; }
.marquee-track { display: flex; width: max-content; animation: marquee 22s linear infinite; }
.marquee-group { display: flex; gap: 40px; padding-right: 40px; }
.marquee-group span.word { font-size: 14px; font-weight: 700; color: var(--navy); white-space: nowrap; }
.marquee-group span.dot { color: var(--gold); }

/* ---------------- FAQ ---------------- */
.faq-list { border-top: 1px solid var(--border); }
.faq-item { border-bottom: 1px solid var(--border); padding: 20px 0; }
.faq-q { display: flex; justify-content: space-between; align-items: center; gap: 16px; cursor: pointer; background: none; border: none; width: 100%; text-align: left; padding: 0; }
.faq-q .text { font-size: 15px; font-weight: 700; color: var(--navy); }
.faq-q .symbol { font-size: 20px; color: var(--gold-dark); font-weight: 700; flex-shrink: 0; }
.faq-a { font-size: 14px; color: var(--muted); line-height: 1.7; margin-top: 12px; max-width: 700px; display: none; }
.faq-item.open .faq-a { display: block; }

/* ---------------- Disclaimer ---------------- */
.disclaimer-box { background: #EFEBE1; border-left: 3px solid var(--gold-dark); border-radius: 4px; padding: 20px 24px; font-size: 13.5px; line-height: 1.65; color: #5c5340; }
.disclaimer-box strong { color: var(--navy); }

/* ---------------- CTA bands ---------------- */
.cta-navy { background: var(--navy); padding: 64px 32px; text-align: center; }
.cta-navy h2 { font-family: 'Poppins', serif; font-size: 30px; font-weight: 600; color: #fff; margin: 0 0 14px; }
.cta-navy p { font-size: 15.5px; color: #B7C0CB; margin: 0 0 30px; line-height: 1.6; }
.cta-cream { background: var(--cream); border-top: 1px solid var(--border); padding: 64px 32px; text-align: center; }
.cta-cream h2 { font-family: 'Poppins', serif; font-size: 26px; font-weight: 600; color: var(--navy); margin: 0 0 14px; }
.cta-cream p { font-size: 15px; color: var(--muted); margin: 0 0 26px; line-height: 1.6; }

/* ---------------- Page header band (About / Contact) ---------------- */
.page-header-band { background: var(--navy); padding: 72px 0 56px; }
.page-header-band .kicker { font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--gold); margin-bottom: 14px; }
.page-header-band h1 { font-family: 'Poppins', serif; font-size: 40px; font-weight: 600; color: #fff; max-width: 640px; margin: 0 0 20px; }
.status-pill { display: inline-flex; align-items: center; gap: 10px; background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.16); border-radius: 24px; padding: 9px 18px; }
.status-pill .dot { width: 9px; height: 9px; border-radius: 50%; background: var(--gold); animation: pulseRing 1.8s ease-out infinite; }
.status-pill span.label { color: var(--light-on-navy); font-size: 13px; font-weight: 600; }

/* ---------------- About sections ---------------- */
.story-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 56px; }
.story-grid h2 { font-family: 'Poppins', serif; font-size: 26px; font-weight: 600; color: var(--navy); margin: 0 0 18px; }
.story-grid p { font-size: 15.5px; line-height: 1.75; color: var(--muted); }
.partner-model-card { background: var(--cream); border: 1px solid var(--border); border-radius: 6px; padding: 32px; display: flex; flex-direction: column; gap: 22px; }
.partner-model-card h3 { font-family: 'Poppins', serif; font-size: 19px; font-weight: 600; color: var(--navy); margin: 0; }
.partner-model-card p { font-size: 14px; line-height: 1.65; color: var(--muted); margin: 0; }
.partner-model-card .rule { height: 1px; background: var(--border); }

.leadership-card { background: var(--cream); border: 1px solid var(--border); border-radius: 8px; padding: 44px; display: grid; grid-template-columns: .55fr 1.45fr; gap: 40px; align-items: center; }
.leadership-card img { width: 100%; aspect-ratio: 3/4; object-fit: cover; border-radius: 6px; border: 1px solid var(--border); }
.leadership-card .kicker { font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--gold-muted-text); margin-bottom: 10px; }
.leadership-card h3 { font-family: 'Poppins', serif; font-size: 24px; font-weight: 600; color: var(--navy); margin: 0 0 2px; }
.leadership-card .role { font-size: 13.5px; font-weight: 700; color: var(--gold-dark); margin-bottom: 18px; }
.leadership-card p { font-size: 14.5px; line-height: 1.75; color: var(--muted); margin: 0 0 14px; }

.value-card { padding: 24px; border-radius: 6px; background: var(--cream); transition: transform .25s ease, box-shadow .25s ease; }
.value-card:hover { transform: translateY(-4px); box-shadow: 0 12px 24px rgba(11,30,51,.1); }
.value-card h4 { font-size: 16px; font-weight: 700; color: var(--navy); margin: 0 0 8px; }
.value-card p { font-size: 13.5px; line-height: 1.6; color: var(--muted); margin: 0; }

.reach-tag { border: 1px solid var(--border); padding: 10px 18px; border-radius: 24px; font-size: 13px; font-weight: 700; color: var(--navy); }
.reach-card-navy { background: var(--navy); border-radius: 6px; padding: 32px; text-align: center; }
.reach-card-navy .name { font-family: 'Poppins', serif; color: var(--gold); font-size: 15px; font-weight: 700; letter-spacing: .04em; margin-bottom: 6px; }
.reach-card-navy .addr { color: var(--light-on-navy); font-size: 13.5px; }

.plain-card { border: 1px solid var(--border); border-radius: 6px; padding: 24px; transition: transform .25s ease, box-shadow .25s ease; }
.plain-card:hover { transform: translateY(-4px); box-shadow: 0 12px 24px rgba(11,30,51,.08); }
.plain-card h4 { font-size: 15px; font-weight: 700; color: var(--navy); margin: 0 0 8px; }
.plain-card p { font-size: 13.5px; color: var(--muted); line-height: 1.6; margin: 0; }

.bullet-list-light { display: flex; flex-direction: column; gap: 10px; }
.bullet-list-light .b-row { display: flex; align-items: flex-start; gap: 10px; }
.bullet-list-light .b-row::before { content: ''; width: 5px; height: 5px; border-radius: 50%; background: var(--gold); margin-top: 8px; flex-shrink: 0; }
.bullet-list-light .b-row span { color: var(--light-on-navy); font-size: 14px; line-height: 1.6; }

/* ---------------- Contact page ---------------- */
.contact-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 48px; }
.info-card { background: #fff; border: 1px solid var(--border); border-radius: 6px; padding: 28px; }
.info-card .kicker { font-size: 11px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--gold-muted-text); margin-bottom: 10px; }
.info-card .val { font-size: 15px; color: var(--navy); line-height: 1.7; font-weight: 600; }
.info-card-navy { background: var(--navy); border-radius: 6px; padding: 28px; }
.info-card-navy p { font-size: 14px; color: var(--light-on-navy); line-height: 1.65; margin: 0; }

.form-card { background: #fff; border: 1px solid var(--border); border-radius: 6px; padding: 36px; }
.form-card h2 { font-family: 'Poppins', serif; font-size: 22px; font-weight: 600; color: var(--navy); margin: 0 0 22px; }
.form-field { display: flex; flex-direction: column; gap: 7px; margin-bottom: 18px; }
.form-field label { font-size: 12.5px; font-weight: 700; color: var(--navy); }
.form-control-custom {
  border: 1px solid var(--border); border-radius: 4px; padding: 12px 14px; font-size: 14px; font-family: 'Poppins', sans-serif;
  width: 100%; background: #fff; color: var(--body-text);
}
.form-control-custom:focus { outline: none; border-color: var(--gold-dark); box-shadow: 0 0 0 3px rgba(201,162,75,.15); }
textarea.form-control-custom { resize: vertical; }
.form-row-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.field-error { color: #b3261e; font-size: 12.5px; margin-top: -4px; }

.thankyou { display: flex; flex-direction: column; align-items: flex-start; justify-content: center; padding: 40px 0; }
.thankyou .circle { width: 52px; height: 52px; border-radius: 50%; background: var(--cream-chip); display: flex; align-items: center; justify-content: center; margin-bottom: 18px; }
.thankyou h3 { font-family: 'Poppins', serif; font-size: 22px; font-weight: 600; color: var(--navy); margin: 0 0 10px; }
.thankyou p { font-size: 14.5px; color: var(--muted); line-height: 1.6; margin: 0; }

/* ---------------- Floating contact button + modal ---------------- */
.fab-btn {
  position: fixed; bottom: 28px; right: 28px; z-index: 1070; background: var(--gold); color: var(--navy);
  font-weight: 700; font-size: 14.5px; padding: 16px 26px; border-radius: 30px; cursor: pointer; border: none;
  box-shadow: 0 10px 28px rgba(11,30,51,.32); display: flex; align-items: center; gap: 9px;
  animation: floatChip 4.5s ease-in-out infinite; transition: transform .2s ease;
}
.fab-btn:hover { transform: translateY(-3px) scale(1.03); color: var(--navy); }

.fab-overlay {
  position: fixed; inset: 0; background: rgba(11,30,51,.6); backdrop-filter: blur(3px); z-index: 1080;
  display: none; align-items: center; justify-content: center; padding: 24px;
}
.fab-overlay.open { display: flex; animation: fadeIn .25s ease both; }
.fab-modal { background: #fff; border-radius: 8px; padding: 36px; max-width: 460px; width: 100%; position: relative; animation: fadeInUp .3s ease both; }
.fab-modal .close-x { position: absolute; top: 16px; right: 16px; cursor: pointer; color: var(--muted-2); font-size: 22px; line-height: 1; background: none; border: none; }
.fab-modal h3 { font-family: 'Poppins', serif; font-size: 21px; font-weight: 600; color: var(--navy); margin: 0 0 6px; }
.fab-modal .sub { font-size: 13.5px; color: var(--muted); margin-bottom: 22px; }
.fab-modal .fields { display: flex; flex-direction: column; gap: 14px; margin-bottom: 20px; }
.fab-modal .btn-block { display: block; width: 100%; text-align: center; background: var(--navy); color: var(--gold); font-weight: 700; font-size: 14.5px; padding: 14px; border-radius: 3px; cursor: pointer; border: none; transition: transform .2s ease; }
.fab-modal .btn-block:hover { transform: translateY(-2px); color: var(--gold); }

/* ---------------- Footer ---------------- */
.site-footer { background: var(--navy); border-top: 1px solid rgba(255,255,255,.08); }
.footer-grid { display: grid; grid-template-columns: 1.3fr 1fr 1fr; gap: 40px; padding: 56px 0 28px; }
.footer-brand { display: flex; align-items: center; gap: 10px; margin-bottom: 16px; }
.footer-brand .mark { width: 36px; height: 36px; border-radius: 50%; background: var(--gold); display: flex; align-items: center; justify-content: center; overflow: hidden; }
.footer-brand .mark img { width: 100%; height: 100%; object-fit: cover; }
.footer-brand .mark span { font-family: 'Poppins', serif; color: var(--navy); font-size: 14px; font-weight: 700; }
.footer-brand .name { font-family: 'Poppins', serif; font-size: 17px; font-weight: 600; color: #fff; }
.footer-col p, .footer-col span, .footer-col a { font-size: 13.5px; color: var(--light-on-navy-2); line-height: 1.7; }
.footer-col-title { font-size: 12px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--gold); margin-bottom: 16px; }
.footer-links { display: flex; flex-direction: column; gap: 10px; }
.footer-links a, .footer-links span { color: var(--light-on-navy); cursor: pointer; }
.footer-links a:hover { color: var(--gold); }
.footer-bottom { max-width: 1200px; margin: 0 auto; padding: 20px 32px; border-top: 1px solid rgba(255,255,255,.08); display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; }
.footer-bottom span { font-size: 12px; color: #7C8896; }

/* ---------------- Responsive ---------------- */
@media (max-width: 991px) {
  .hero-grid, .story-grid, .contact-grid, .leadership-card { grid-template-columns: 1fr; }
  .leadership-card { padding: 28px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .hero h1 { font-size: 40px; }
  .hero-panel { height: 320px; margin-top: 24px; }
}
@media (max-width: 767px) {
  .nav-links { position: fixed; top: 77px; left: 0; right: 0; background: var(--cream); flex-direction: column; align-items: flex-start; padding: 20px 32px; gap: 18px; border-bottom: 1px solid var(--border); display: none; }
  .nav-links.open { display: flex; }
  .nav-toggle { display: block; }
  .trust-strip .row-inner { grid-template-columns: 1fr 1fr; }
  .trust-strip .item.mid, .trust-strip .item.r { border: none; }
  .footer-grid { grid-template-columns: 1fr; }
  .form-row-2 { grid-template-columns: 1fr; }
  .hero h1 { font-size: 32px; }
  .section-head h2 { font-size: 26px; }
  .payment-flow .track { display: none; }
  .payment-flow .nodes { justify-content: center; }
}